(305) 432-0752

Health · Life · Supplemental — one honest conversation

Insurance that finally makes sense.

Rick New helps individuals, families, and small businesses find coverage they can actually understand and afford — explained in plain English, with no pressure and no jargon dump.
Talk to Rick
(305) 432-0752

Licensed in 32 states

serving clients coast to coast
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Rick New
Rick New
Your advisor · NPN 21782300

Licensed in 32 states

One advisor, wherever you live

People, not policies first

Guidance built around your life

No cost to talk

Free quotes, honest options

Core coverage

The plans that protect a household or a business.

Whether you’re self-employed, raising a family, or running a small team, the right plan starts with a conversation about your life — not a product pitch.
Service description Real people, real coverage

Individual & family health

Marketplace and private plans compared side by side — premiums, deductibles, networks, and subsidies, so you choose with confidence.

Small business & group

Benefits that help you recruit and keep good people — without turning coverage into a second full-time job.

Life insurance

Term and permanent options sized to protect income, a mortgage, or a legacy — explained without the scare tactics.

Income protection

Coverage designed to replace part of your paycheck if illness or injury keeps you from working.

Supplemental benefits

Close the gaps major medical leaves open.

A health plan pays medical bills. These benefits help with everything it may not — from a dental visit to a paycheck that stops after an accident.

Dental

Cleanings, fillings, major work, and orthodontia — so routine care doesn't become a surprise bill.

Vision

Exams, glasses, and contacts that sit alongside your medical plan instead of competing with it.

Accident protection

Cash benefits after a covered accident — for ER visits, fractures, and follow-up care.

Critical illness

A lump sum if you're diagnosed with a covered condition like cancer, heart attack, or stroke.

Income protection

Paycheck protection built around your occupation and budget when you can't work.

Accidental death & dismemberment

A specified benefit if a covered accident causes death or a qualifying loss. Often paired with accident or life coverage.

Your advisor

Insurance should feel like advocacy.

Rick New is the founder of New Insurance Solutions, LLC. After more than two decades in ministry and community leadership, he now helps families and business owners protect their health and financial well-being with the same care he brought to serving others.

He’s a husband, father, and grandfather who believes the job isn’t to sell you the most expensive plan — it’s to help you understand what you’re buying, and why it fits your life.

“My job is not to sell you the most expensive plan. It’s to help you understand what you’re buying — and why it’s right for you.”

  • Licensed in 32 U.S. states, working with clients nationwide
  • Individuals, families, and small businesses
  • Health, life, and supplemental benefits under one conversation

Supplemental benefits

Guidance first. Paperwork second.

Three simple steps — and a real person who stays with you after you enroll.
1

Listen

Your budget, the doctors you want to keep, your family situation, and what actually keeps you up at night.

2

Compare

Clear side-by-side options: what you pay monthly, what you pay when you use care, and exactly what's covered.

3

Enroll & stay

Help through enrollment — then a real person when life changes: a new baby, a new job, a qualifying event.

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Common questions

Straight answers.

Do I have to buy through the Marketplace?
Not always. Depending on your income, household size, and timing, a private plan can be a better fit. Rick will show both paths when they apply.
Possibly. Qualifying life events — marriage, a new child, loss of coverage, a move — can open a Special Enrollment Period. Many supplemental plans can be added outside Open Enrollment too.
No. Rick is licensed in 32 states and works with clients nationwide by phone and video. Where you live isn’t a barrier, as long as he’s licensed in your state.
Often, yes. Supplemental benefits can sit beside most major medical plans. Rick will check waiting periods, network rules, and whether stacking coverage actually helps you.
Nothing. There’s no fee to talk or to get quotes. When compensation applies, it comes from the carrier — never an invoice to you.
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Let's talk

Ready when you are.

Call, text, or email. Prefer a quiet evening conversation after work? Say so — Rick will meet you where your schedule actually lives, wherever you are in the country.
  • (305) 432-0752
  • rick.new@newinsurancesolutions.org
  • New Insurance Solutions, LLC — Rick New, NPN 21782300 Licensed in 32 states, serving clients nationwide.

Start a conversation

Share a few details and Rick will follow up personally — usually the same business day.
Prefer email? Reach Rick at rick.new@newinsurancesolutions.org

New Insurance Solutions, LLC — Rick New · NPN 21782300

This website is for general information and is not an offer of insurance. Product availability, benefits, and rates vary by state, carrier, and underwriting. Rick New is a licensed insurance advisor. Not connected with or endorsed by the United States government or the federal Medicare program. © 2026 New Insurance Solutions, LLC. All rights reserved.